Dave Ramsey's 7 Baby Steps Explained

It really is sixth-grade or fourth-grade math. It really is that simple. But you have to get in front of the problem instead of running behind it all the time. Getting in front of it is you look at your situation before you make a decision, not after you make a decision. You have to live on less than you make. Have a plan. Be intentional. It’s time to stop pointing fingers and start taking responsibility for your own financial future. YOU are the solution. So let’s get to work. #moneytok #moneyt